Massachusetts MA Life Insurance

What is Life Insurance?

The Basics

• Life Insurance is a type of insurance that pays a beneficiary, or multiple beneficiaries, a lump sum benefit, upon the insured's death.
  
• Life Insurance is typically purchased by people to protect their assets, family, business and estate.  Upon the insured's death, the money, paid to the beneficiaries, can be used for anything.
  
• If one feels that, upon their death, their survivors will not be able to maintain their current standard of living, or their business, then one may be in need of life insurance to ensure their survivors can continue to live financially secure.

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