Daniel J. Guarino Insurance Agency, Inc.         Northwoods Business Park  •  199 Rosewood Drive  •  Danvers Massachusetts
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Massachusetts MA Condo Insurance

Massachusetts MA Condo Condominium Association Master Policy Insurance Massachusetts MA Boston Danvers Brokers Agents AgencyIs your Building or Condo Association's Insurance Policy Enough?

As a Condominium owner, you are responsible for things that the Condo Association' master policy will not, or sometimes does not, cover:

1.  Inside Walls

You may or may not be responsible for this coverage in your Personal Condominium Insurance.  First, you must obtain your Condominium Insurance Bylaws, specifically, the insurance section of them.  Next, fax us a copy of them, so that we can review them and determine what you are liable for if something were to happen to your residence.  Some Condominium Associations cover the inside walls and some do not.  Inside wall coverage is everything that is attached to the inside walls of your condominium.

2.  Personal Property

You must cover this in your Personal Condominium Insurance.  Typically people choose to cover $20,000 of personal property.  Usually, this amount will suffice, however, you may want to take a close look at your belongings, and their worth, to determine if this number should be increased.

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